JOB SUMMARY

Join dynamic team at SCB GIFT City, the offshore booking location situated in GIFT City, Gujarat. As a Credit Analyst, you’ll be an integral part of SCB branch, serving over 110 BCA clients across CCIB and CPBB segments. Seize the opportunity to make an impact in the vibrant financial landscape of GIFT City, a perfect Job in Ahmedabad.

Credit Analyst Responsibility

1. Engage with Relationship Managers (RM) and clients to gather deal requirements, financial statements, and relevant information for conducting thorough analysis and due diligence.

2. Collaborate with RM and product partners to structure credit solutions, ensuring alignment with client needs and appropriateness of the financial products.

3. Support the RM by obtaining pre-clearances, preparing and presenting work-shopping notes, and expediting approvals for a streamlined process.

4. Execute end-to-end Business Credit Approval (BCA) utilizing tools such as Creditlens, RMWB, Raptor, Scorecard, etc. Conduct comprehensive risk analysis, create quality presentations, and ensure swift credit approval.

5. Ensure adherence to internal and regulatory credit/portfolio policies. Prepare BCA and regulatory checklists, address special reporting requirements, and uphold compliance standards.

6. Coordinate and prepare for credit meetings, facilitating effective communication and collaboration among team members.

7. Liaise with Global Asset Management (GAM) Credit for limit approval and allocation, maintaining a seamless credit approval process.

8. Partner with RMs to promptly identify accounts eligible for placement in EAR, following bank policies and guidelines.

9. Collaborate with RMs on account management with the stressed asset team.

10. Promote the use of Credit Risk Analytics and Credit Analytics Framework within the team.

11. Timely execution of Stress Tests as needed.

12. Conduct in-depth industry studies as required.

13. Prepare Credit Opinion reports when necessary.

Credit Analyst Qualification

1. Extensive background in the banking sector with proven success in a comparable role.

2. Demonstrate keen business acumen, showcasing the ability to evaluate risk and determine suitable levels of return.

3. Exhibit excellent interpersonal skills along with a high level of multicultural awareness and sensitivity.

4. Proficiency in working with diverse and geographically dispersed stakeholders.

5. Possess a minimum of 1-2 years of pertinent experience in credit analysis.

Credit Analyst Benefits 

1. Comprehensive Time-Off Benefits:

   – Annual leave, parental/maternity leave(20 weeks), sabbatical(up to 12 weeks), and volunteer leave(3 days).

   – Minimum global standards for annual and public holidays, totaling a minimum of 30 days.

2. Flexible Working Options:

   – Work flexibility based on home and office locations.

   – Flexible working patterns to accommodate individual preferences.

3. Proactive Wellbeing Support:

   – Access to Unmind, a leading digital wellbeing platform.

   – Development courses for resilience and other essential human skills.

   – Sick leave and mental health first-aiders available.

4. Continuous Learning Culture:

   – Emphasis on a continuous learning culture to support personal and professional growth.

   – Opportunities for reskilling, upskilling, and access to diverse learning resources.

5. Inclusive and Values-Driven Organization:

   – Inclusivity and diversity are core values.

   – Everyone is respected, fostering an environment for realizing full potential.

About Standard Chartered Bank

As a leading global bank with over 160 years of legacy, SCB dedicated to creating positive change for clients and communities. If you’re seeking a purposeful career and want to contribute to a bank making a meaningful impact, connect with SCB. They celebrate unique talents and embrace diversity, fostering an inclusive environment. Their mission is to drive commerce and prosperity through diversity, aligning with a commitment to enduring goodness. join SCB to be part of a dynamic team that challenges the norm and actively seeks opportunities for growth.

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