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Credit Analyst Job Description
Company | Standard Chartered |
Industry | Banking |
Job Title | Credit Analyst – Medium Enterprises |
Qualification | Bachelor’s or Master’s Degree In Finance, Accounting |
Experience | 1 To 2 Year |
Location | Bangalore |
Credit Analyst Job Responsibilities
- Maintain overdue BCAs within a 5% threshold.
- Minimize Credit reverts, with no more than 1 referback per BCA.
- Ensure Downgrade to GSAM < 90 days in EAR is Nil.
- Achieve a satisfactory overall grade in audits, with 100% commitment to the code of conduct.
- Timely completion of mandatory e-learning.
- Perform comprehensive financial analysis to assess credit risk.
- Review financial statements, industry reports, and relevant data for evaluating financial performance, liquidity, and solvency.
- Develop credit ratings and recommendations based on analysis and industry knowledge.
- Monitor credit performance of existing clients to identify risks and opportunities.
- Provide timely and accurate credit reports to internal and external stakeholders.
- Stay updated on industry trends and regulatory changes for compliance and best practices.
- Collaborate with relationship managers and other teams to support business development and risk management.
Requirements
- Obtain a Bachelor’s or Master’s degree in Finance, Accounting, or a related field.
- Possess strong analytical and financial modeling skills.
- Proficiency in financial analysis software and tools.
- Demonstrate exceptional communication and presentation skills.
- Ability to work independently and collaboratively within a team.
- Exhibit attention to detail and a strong work ethic.
About Company
Standard Chartered is a leading international banking group, with a rich history spanning over 160 years and a presence in some of the world’s most dynamic markets across Asia, Africa, and the Middle East. Renowned for its unique footprint and deep local expertise, the bank offers a comprehensive range of financial services to corporate, institutional, and individual clients. With a commitment to driving commerce and prosperity through its sustainable finance initiatives and digital innovation, Standard Chartered continues to uphold its reputation as a trusted partner for businesses and communities worldwide.
How To Apply ?
- First Go through the above job details.
- Click the “Click Here” button below.
- Visit the official website by clicking on the apply link.
- Fill in the required details using the provided information.
- Double-check the accuracy of the provided information.
- Submit your application. Good luck!
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