Table of Contents
The Credit Risk Analyst is a key role responsible for assessing and analyzing credit risks within a financial institution. In this position, the analyst will conduct in-depth reviews of client credit profiles, financial statements, and relevant data to evaluate creditworthiness. The role involves collaborating with various stakeholders, such as underwriters and senior analysts, to develop comprehensive risk assessments and recommendations.
Credit Risk Analyst Job Description
| Company | Citi Group |
| Job Title | Credit Risk Intmd Analyst |
| Industry | Risk Management |
| Qualification | Any Graduate |
| Experience | 2 To 5 Year |
| Location | Mumbai |
Credit Risk Analyst Responsibilities
- Conducts in-depth analysis of a business’s financial trends, indicators, and client data, presenting findings to the Underwriting Manager for in-depth discussion and consideration.
- Conducts financial statement spreads for client business analysis.
- Establishes customer accounting systems using the Credit Platform.
- Identifies potential client risks using early warning systems.
- Conducts regular reviews of financial statements at scheduled intervals.
- Monitors and tracks predefined financial covenants.
- Oversees adherence to borrowing base credit facility compliance.
- Participates in customer site visits with the Underwriting Manager as needed.
- Ensures adherence to Citibank policies for favorable evaluations from internal and external auditors.
Credit Risk Analyst Qualification
- Possess 2-5 years of prior experience in a financial institution, with a specialized focus on credit analysis and proficiency in spreading software.
- Evaluate program outcomes against expectations, formulate strategies and criteria, and compile data for subsequent analysis.
Skills
- Supports team members in recognizing growth opportunities to enhance both individual and collective performance.
- Demonstrated ability to embody and promote organizational culture.
- Possesses strong interpersonal skills, capable of fostering relationships and influencing others effectively, both with and without direct authority.
- Demonstrates effective organizational skills and the ability to work under pressure, managing time and priorities efficiently.
- Possesses clear and concise written and verbal communication skills, capable of effectively conveying messages to audiences of diverse seniority levels.
- Proficient in Microsoft Office, including Word, Excel, and PowerPoint.
About Company
Citi Group, a global financial services institution, stands as one of the preeminent leaders in the banking and financial industry. With a rich history dating back to the early 19th century, Citi has evolved into a diverse and influential entity, offering a wide array of banking, financial, and investment services to individuals, corporations, and governments worldwide. Renowned for its commitment to innovation, Citi has played a pivotal role in shaping the landscape of modern finance. The institution’s global presence, comprehensive product offerings, and dedication to fostering economic progress underscore its role as a key player in the ever-evolving financial landscape.
How To Apply ?
- First Go through the above job details.
- Click the “Click Here” button below.
- Visit the official website by clicking on the apply link.
- Fill in the required details using the provided information.
- Double-check the accuracy of the provided information.
- Submit your application. Good luck!
Apply Link : Click Here
Explore More Experienced Jobs : Click Here
Join Our WhatsApp Community : Click Here
Join Our Telegram Group : Click Here
Follow Us On Instagram: Click Here